Official Rules

Winter 2021

No Purchase or Payment Necessary to Enter or Win.

A Purchase or Payment Will Not Increase Your Chances of Winning. PIN-based Debit, International, and Mastercard Corporate Card Transactions Not Eligible For Automatic Entry.

Entrants waive the ability to bring claims in a class action format.

This Sweeps may be canceled or postponed by Sponsor, at any time in its sole discretion, due to the ongoing pandemic (e.g., Coronavirus/COVID-19).

All entries, whether submitted by using an eligible Mastercard as described below or by mail, have an equal chance of winning. For the purpose of this Sweeps, Mastercard use includes purchase transactions initiated by Mastercard consumer debit, credit, and small business cards as described below.

Eligibility: The Mastercard and Jack Henry & Associates, Inc. Winter 2021 Priceless Surprises Sweepstakes (“Sweeps”) is open only to individuals who are Mastercard cardholders whose account was opened by a participating Jack Henry & Associates, Inc.^® Card Processing Solutions™ Mastercard Issuer (as described below) before 1/1/21, and who are legal permanent residents of the 50 U.S. (including D.C.), and who have reached the legal age of majority (which is eighteen (18) in most states, but nineteen (19) in Alabama and Nebraska and twenty-one (21) in Mississippi) in their state of jurisdiction of residence prior to 1/1/21. Void in Guam, Puerto Rico, and where prohibited by law. Employees, officers and directors of Jack Henry & Associates, Inc. (“JHA” or “Sponsor”); participating JHA Card Processing Solutions Mastercard issuers’ (“Participating Issuers”, as outlined below); Mastercard International Incorporated (“Mastercard ”); teamDigital Promotions, Inc. (“Administrator”); and each of their respective parent companies, affiliates, distributors, subsidiaries, prize providers, advertising/promotion agencies and the immediate family members (i.e., spouses, parents, children, grandchildren, and siblings and their respective spouses) and/or those living in the same household of any of the foregoing are not eligible to enter or win this Sweeps. Sponsor, Mastercard, Participating Issuers, Administrator, and each of their respective parent companies, affiliates, distributors, subsidiaries, prize providers and advertising/promotion agencies are each a “Released Party” and shall hereinafter collectively be referred to as the “Released Parties”.

Participating Issuers: See below for the full list of all (202) Participating Issuers. In order to participate in the Sweeps and be eligible to win a prize, entrant must be an eligible Mastercard (“Card”) cardholder whose Mastercard account was opened by a Participating Issuer(s) before 1/1/21.

How to Enter: Sweeps begins at 12:00:01AM Central Time (“CT”) on 1/1/21 and ends at 11:59:59PM CT on 3/31/21 (“Promo Period”). There are two (2) methods of entry:

1) To enter using your Card – each time you use your eligible Card to make an eligible purchase transaction during the Promo Period, you will receive an entry as follows:

Accumulative Spend during Promotion Period (1/1/21 – 3/31/21)	Number of entries eligible Cardholder will receive during the Promotion Period	Prize
(A) $250.00 - $500.00	Cardholder receives one (1) entry into the Sweeps (one (1) entry into entry method (A))	$75.00 Statement Credit
(B) $500.01 - $750.00	Cardholder receives two (2) entries into the Sweeps ( one (1) entry into entry method (A), and one (1) entry into entry method (B))	$250.00 Statement Credit ( also eligible for Second Prize - $75.00 Statement Credit drawing)
(C ) $750.01+	Cardholder receives three (3) entries into the Sweeps ( one (1) entry into entry method (A), one (1) entry into entry method (B), and one (1) entry into entry method (C)	Grand Prize $15,000 Statement Credit (prize details listed below) ( also eligible for First Prize - $250 Statement Credit Drawing, and Second Prize - $75 Statement Credit Drawing.) Grand Prize Winner’s winnings will be limited to the Grand Prize

Purchase transactions involving PIN-based debit and international transactions, account adjustment transactions/returns, late payment fees, over-limit or over-draft fees, return check fees, check re-order fees, ATM fees, cash advances, monthly/annual fees, balance transfers and/or other fees assessed on your account are not eligible for automatic Sweeps entry. Entries from corporate Cards, Small Business Cards, HSA Cards, deconverted Participating Issuer Cards, unauthorized Card use or made with lost, stolen, or fraudulent Cards are void. Only purchases made with a Card in good standing (both at time of entry & winner selection) & issued by a current/non-deconverted Participating Issuer in the U.S. (both at time of entry & winner selection) to an identifiable cardholder (as set forth herein) & that are processed & submitted through Mastercard International Incorporated’s U.S. transaction processing system during the Promo Period are eligible for automatic entry; or

2) To enter by mail without making a purchase - to receive three (3) entries, hand print your full name, complete mailing address, telephone number, date of birth, the first six (6) digits of your Card, your Participating Issuer Financial Institution Name, and the words “Mastercard and Jack Henry & Associates, Inc. Winter 2021 Priceless Surprises Sweepstakes – [Insert Name of Participating Issuer]” on a plain 3” x 5” piece of paper & mail it in a sealed, stamped & hand printed #10 envelope to: Mastercard and Jack Henry & Associates, Inc. Winter 2021 Priceless Surprises Sweepstakes, 211 Greenwood Ave. 2-2, Promo 524, Bethel, CT 06801& write your Participating Issuer Financial Institution Name on the outer mailing envelope. Enter as often as you wish by mail, but each entry must be mailed separately & postmarked by 4/1/21 & received by 4/8/21.Each 3”x 5”entry must include your Participating Issuer Financial InstitutionName on the outer mailing envelope.Failure to denote a Participating Issuer Financial Institution Name or any other requirement (as described above) on the outer mailing envelope will result in disqualification. By submitting one (1) mail-in entry, each such entrant will receive automatic entries into A, B, and C prize tiers.

No photocopied, computer generated facsimiles, mechanically reproduced, or mass entries permitted. All entries become property of Sponsor & will not be returned. Released Parties are not responsible for lost, incomplete, illegible, late, misdirected, stolen, postage-due, or mutilated entries or mail; any error, omission, interruption, defect or delay in transmission, 3 ^rd party transaction classification, transaction processing, or communication; technical or mechanical malfunctions; failures or malfunctions of phones, phone lines, or telephone systems; errors in these Official Rules, in any Sweeps-related advertisements or other materials; human-processing error; failures of electronic equipment, computer hardware or software; or inaccurate entry information, whether caused by equipment, programming used in this Sweeps, human error, or otherwise. Sponsor reserves the right, in its sole discretion, to void any & all entries of an entrant who Sponsor believes has attempted to tamper with or impair the administration, security, fairness or proper play of this Sweeps.

Winner Selection: Potential winners will be selected in a total of (202) individual random drawings ((1) drawing for the Grand Prize from among all eligible Sweeps entries received and (1) drawing for each First Prize and Second Prize per Participating Issuer from among applicable eligible Participating Issuer entries received) on or about 4/14/21. Drawings will be conducted by Administrator, an independent judging organization, whose decisions will be final & binding in all matters relating to this Sweeps. The potential Grand Prize winner will be notified by Administrator by telephone, email and/or mail (method selected in Administrator’s discretion). The potential First and Second Prize winners will be notified by their applicable Participating Issuer by mail, at its discretion. In the event that a potential winner is selected via a Card transaction, prize will be awarded to the primary account holder (as determined by the Participating Issuer account records & subject to said Participating Issuer’s timely identification of the account holder) named on the account accessed by the Card used to make the entry. Subject to verification of eligibility and compliance with these Official Rules, the potential winners will be declared the official winners of the Sweeps. Odds of winning a Grand Prize will depend on the total number of eligible Sweeps entries received during the Promo Period. Odds of winning a First or Second Prize will depend on the total number of eligible entries received per applicable Participating Issuer during the Promo Period.

Prizes: One (1) Grand Prize, (202) First Prizes, (404) Second Prizes will be awarded. Federal, state, & local taxes & all other expenses not specified herein are winners’ sole responsibility. The value of any prize awarded to a winner may be reported for tax purposes as required by law. The winner may be required to provide Sponsor with a valid social security number before the prizes will be awarded for tax reporting purposes. An IRS Form 1099 may be issued in the name of the winner for the actual value of the prizes received. Unclaimed prizes will be forfeited. The Released Parties are not responsible for and will not replace any lost, mutilated or stolen prize(s) or any prize that is undeliverable or does not reach a winner because of an incorrect or changed address. If a winner does not accept or use the entire prize, the unaccepted or unused part of the prize will be forfeited and the Released Parties will have no further obligation with respect to that prize or portion of the prize. If a winner does not accept or use the entire prize, the unaccepted or unused part of the prize will be forfeited and the Released Parties will have no further obligation with respect to that prize or portion of the prize. Limit one (1) prize per person.

(1) Grand Prize: A $15,000 Statement Credit (Approximate Retail Value “ARV”=$15,000).

(202) First Prizes/(1) Per Participating Issuer : A $250 Statement Credit (ARV= $250/ea.).

(404) Second Prizes/(2) Per Participating Issuer : A $75 Statement Credit (ARV= $75/ea.).

TOTAL ARV OF ALL PRIZES AWARDED IN THIS SWEEPS: $95,800

Privacy: Your use of your Card to make a purchase during the Promo Period and/or your submission of a 3" x 5" mail-in entry constitutes your consent to participate in this Sweeps & your consent for Sponsor, Mastercard, and Administrator to obtain, use, & transfer your name, Card number, email & mail, phone number & other information for the purpose of administering this Sweeps, awarding the prizes & to comply with applicable legal requirements. Any information entrant provides to Sponsor or Administrator may be used to communicate with entrant in relation to this Sweeps or on a Sweeps winners list. For automatic entries, Sponsor (or Administrator on Sponsor’s behalf) may obtain the applicable account holder’s personal contact information (name, email address, phone number) from Participating Issuer(s) in order to award prizes.

Sponsor and/or Participating Issuer(s) may elect to send email marketing communications to its cardholders or other email recipients in its database in connection with the Sweeps. You can, at any time & free of charge, choose not to receive any of those email communications by clicking on the unsubscribe link within the e-mail. Opting out of receiving email communications from a Participating Issuer(s) will not preclude a consumer from winning.

Except where prohibited by law, acceptance of a prize constitutes each winner’s irrevocable consent to Released Parties, and each of their respective agents’, successors' and assigns' or other designee’s use of each winner’s name, likeness, photograph, voice, statement, opinions, biographical information, prize and state/city of residence (collectively, “Sweeps Data”) for advertising and promotional and publicity purposes in any and all media or format, worldwide, in perpetuity, without any permission, notification, payment or consideration, except for the awarding of the prizes to the winners. You may be required to sign a document confirming your consent. For information regarding Sponsor’s privacy practices, please visit https://www.jackhenry.com/more-from-jha/pages/privacy-policy.aspx . Released Parties are not responsible for late, lost, stolen, illegible, incomplete, misdirected, delayed, garbled, damaged, inaccurate or undelivered emails, entries, theft, destruction or unauthorized access to, or alteration of Sweeps Data, defect/delay in transmission or communication, including, but not limited to, recording failures, or for telephonic, human or computer failures, problems or errors, interruptions in service leveraged to create an entry, whether due to system upgrades, repairs, modifications or other causes, defect or delay in transmission, connections, satellite, network, cable, Internet Service Provider (ISP), phones, phone lines or telephone systems, recording/filming systems, electronic equipment, computer hardware or software failures, inaccurate entry information, traffic congestion on the internet, technical or mechanical malfunctions, or other malfunctions, errors or delays, whether caused by equipment, programming, human error, acts of God or otherwise relating to or in connection with the Sweeps, including, without limitation, errors which may occur in connection with the administration of the Sweeps, the processing of entries, Sweeps Data processing, the announcement of prizes and winners, the cancellation or postponement of the Sweeps, for any injury or damage to participant’s or any other person’s computer or other device relating to or resulting from participation in this Sweeps, or for printing, typographical, human or other errors appearing in these Official Rules, in any Sweeps advertisements or other materials.

Miscellaneous: No transfer, assignment, cash redemption or substitution of a prize (or portion thereof) will be permitted, except by Sponsor, in its sole discretion, due to prize unavailability or other causes otherwise determined solely by Sponsor, and then for a prize (or applicable portion) of equal or greater value. Each winner may be required to notify Sponsor of prize acceptance by returning an executed and notarized Affidavit of Eligibility, Liability Release and (where legal) Publicity Release within three (3) days of issuance of notification or other time period determined by Sponsor in its sole discretion. All winners may also be required to submit to a confidential background check to confirm eligibility and ensure the use of any such person in advertising, promotion or publicity, will not pose a security threat or bring Released Parties into public disrepute, contempt, scandal or ridicule or reflect unfavorably on Released Parties as determined by Sponsor in its sole discretion, and, in such event, the prize may be forfeited. Non-compliance with any of the foregoing may result in disqualification and awarding of prize to an alternate winner, if time permits. If any prize or prize notification letter and/or email is returned as undeliverable or the prize is declined for any reason, winner will be disqualified and, at Sponsor’s sole discretion and time permitting, an alternate winner may be selected by random drawing from among all remaining entries. Should a potential winner decide to decline his/her prize for any reason whatsoever or not respond to the prize notification by the applicable response deadline, Sponsor (and, for the avoidance of doubt, the other Released Parties) shall have no further obligation to that potential winner and an alternate winner may be randomly selected from among all remaining eligible Sweeps entries, if time permits. The Released Parties are not responsible for electronic communications that are undeliverable as a result of any form of active or passive filtering of any kind, or insufficient space in entrant’s email account to receive email messages. By participating, entrants agree to be bound by these Official Rules and agree that Released Parties and each of their respective designees and assigns and all of their respective officers, directors, employees, shareholders, representatives, agents, and the franchisees of any of them shall have no liability and entrant will defend, indemnify and hold harmless the Released Parties from and against any liability, loss, injury, or damage of any kind (including attorney’s fees) to any person or entity, including, without limitation, personal injury, death or damage to personal or real property, due in whole or in part, directly or indirectly, by reason of: (i) entrant’s participation/entry into the Sweeps, (ii) any materials he or she may submit in connection herewith, or (iii) the acceptance, possession, use or misuse of a prize (or portion thereof) or participation in any activities associated with the Sweeps or any prize (or portion thereof) awarded in connection herewith; (iv) the Released Parties’ violation of rights of publicity or privacy, claims of defamation or portrayal in a false light or based on any claim of infringement of intellectual property; and (v) any typographical, human or other error in the printing, offering, selection, operation or announcement of any Sweeps activity and/or prize. The Released Parties are not responsible for the actions of entrants in connection with the Sweeps, including entrants’ attempts to circumvent the Official Rules or otherwise interfere with the administration, security, fairness, integrity or proper conduct of the Sweeps. Sponsor reserves the right, in its sole discretion, to void any and all entries of an entrant who Sponsor believes has attempted to tamper with or impair the administration, security, fairness, or proper play of this Sweeps and to modify, suspend, and/or terminate this Sweeps (or portion thereof) should virus, bugs, non-authorized human intervention or other causes corrupt or impair the administration, security, fairness or proper play of the Sweeps and, in the case of termination, at its discretion, select potential winners via a random drawing from among all eligible, non-suspect entries received before the event that required such termination. In the event Sponsor or Administrator is prevented from continuing with the Sweeps by any event beyond its control, including, but not limited to, fire, flood, epidemic, pandemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, communications or equipment failure, utility or service interruptions, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared), interference with the Sweeps by any party, or any federal, state, or local government law, order, or regulation, order of any court or jurisdiction, or other cause not reasonably within Sponsor’s and/or Administrator’s control (each, a “Force Majeure” event or occurrence), Sponsor shall have the right to modify, suspend or terminate the Sweeps or prize. Sponsor and Administrator additionally reserve the right, in their sole and absolute discretion: (a) to modify, suspend or terminate the Sweeps should causes beyond Sponsor’s or Administrator’s control corrupt or interfere with the administration, integrity, operation, security or proper play of the Sweeps; or (b) to disqualify any entrant found to be, or suspected of: (i) tampering with the entry process or the operation of the Sweeps; (ii) acting in violation of these Official Rules; or (iii) acting in an un-sportsmanlike manner. CAUTION: Any attempt to undermine the legitimate operation of this Sweeps is a violation of criminal and civil laws and should such an attempt be made, the Sponsor and the applicable Released Parties reserve the right to seek damages (including attorneys’ fees) and/or other remedies from any such person(s) responsible for the attempt to the fullest extent permitted by law. Released Parties make no warranty, guaranty or representation of any kind concerning any prize (or any portion thereof), and disclaim any implied warranty. Without limiting the generality of the foregoing, entrants agree that the Released Parties: (a) maintain no control over the personnel, equipment or operation of any transportation company, hotel, manufacturer or other person or entity furnishing services, products or accommodations (“ Suppliers”) as a part of the prizes provided in connection with the Sweeps; and (b) will not be responsible or liable for any injury, damage, loss, expense, accident, delay, inconvenience or other irregularity that may be caused or contributed to: (i) by the wrongful, negligent or unauthorized act or omission on the part of the Suppliers or any of their agents, servants, employees or independent contractors, (ii) by any defect in or failure of any vehicle, equipment, instrumentality, service or product that is owned, operated, furnished or otherwise used by any of those Suppliers, (iii) by the wrongful, negligent or unauthorized act or omission on the part of any other person or entity not an employee of the Released Parties, and (iv) by any cause, condition or event whatsoever beyond the control of the Released Parties. Sponsor’s or any other Released Party's failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. Except where prohibited by law, entrant agrees that any and all disputes, claims and causes of action arising out of, or connected with, the Sweeps or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate court located in the State of New York. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, entrant’s rights and obligations, or the rights and obligations of the Sponsor in connection with the Sweeps, shall be governed by, and construed in accordance with, the laws of the State of New York, without giving effect to any choice of law or conflict of law rules. The remedy for any claim shall be limited to actual damages, and in no event shall any party be entitled to recover punitive, exemplary, consequential, or incidental damages, including attorney’s fees or other such related costs of bringing a claim, or to rescind this agreement or seek injunctive or any other equitable relief. The invalidity or unenforceability of any provision of these Official Rules will not affect the validity or enforceability of any other provision. In the event that any provision of the Official Rules is determined to be invalid or otherwise unenforceable or illegal, the other provisions will remain in effect and will be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. Entrants agree to waive any rights to claim ambiguity of these Official Rules. Headings are solely for convenience of reference and will not be deemed to affect in any manner the meaning or intent of the documents or any provision hereof. In the event there is a discrepancy or inconsistency between disclosures or other statements contained in any Sweeps-related materials, and the terms and conditions of the Official Rules, the Official Rules shall prevail, govern and control and the discrepancy will be resolved in Sponsor’s sole and absolute discretion.

Names of Winners: For the winners’ names, send a self-addressed, stamped envelope to be received by 6/23/21 to: Mastercard and Jack Henry & Associates, Inc. Winter 2021 Priceless Surprises Sweepstakes Winners, 211 Greenwood Ave. 2-2, Promo 501, Bethel, CT 06801.

JHA Card Processing Solutions™ is a trademark of Jack Henry & Associates, Inc.^®

Mastercard is a registered trademark, and Start Something Priceless and the circles design are trademarks , of Mastercard International Incorporated.

All third-party trademarks belong to their respective owners.

The use of any non-Sponsor trademarks, service marks, logos, or other marks in connection with this Sweeps or any prize is not meant by Sponsor to imply the endorsement of the respective owner(s) of such marks, or any affiliation of the respective owner(s) of such marks with Sweeps advertisements or the Sweeps.

Sponsor: Jack Henry & Associates, Inc., 663 W Hwy 60, Monett, MO 65708​.

Administrator: teamDigital Promotions, Inc., 6 Berkshire Blvd, Bethel, CT 06801, www.teamDigital.com.

Full list of all (202) Participating Issuers:

Number	Participating Issuer	Participating Issuer Home Office City and State
1	1st Northern California Credit Union	Martinez	CA
2	Affiliated Bank	Bedford	TX
3	Alliance Bank	Sulphur Springs	TX
4	American Bank of Commerce	Wolfforth	TX
5	American Bank of the Carolinas	Monroe	NC
6	American National Bank & Trust	Wichita Falls	TX
7	American State Bank	Arp	TX
8	Armstrong Bank	Muskogee	OK
9	Bank Independent	Sheffield	AL
10	Bank of Anguilla	Anguilla	MS
11	Bank of Brookhaven	Brookhaven	MS
12	Bank of Cave City	Cave City	AR
13	Bank of Clovis, The	Clovis	NM
14	Bank of Elk River, The	Elk River	MN
15	Bank of Lafayette, The	Lafayette	GA
16	Bank of Lake Mills	Lake Mills	WI
17	Bank of Little Rock	Little Rock	AR
18	Bank of Newington	Newington	GA
19	Bank of Southside VA, The	Carson	VA
20	Bank of the Panhandle	Guymon	OK
21	Bank of Vernon, The	Vernon	AL
22	BankFirst Financial Services	Macon	MS
23	Banksouth	Greensboro	GA
24	BCB Community Bank	Bayonne	NJ
25	Blackhawk Bank	Beloit	WI
26	Brannen Bank	Inverness	FL
27	Buckeye Community Bank	Lorain	OH
28	California International Bank, N.A.	Rosemead	CA
29	Carolina Bank & Trust Co	Lamar	SC
30	Centric Bank	Harrisburg	PA
31	Century Bank	Santa Fe	NM
32	Champlain National Bank	Elizabethtown	NY
33	Charis Bank	Justin	TX
34	Charter Bank	Eau Claire	WI
35	Cincinnati Healthcare Associates FCU	Cincinnati	OH
36	Citizens Bank	Elizabethton	TN
37	Citizens Bank of Americus	Americus	GA
38	Citizens Community Bank	Hahira	GA
39	Citizens Independent Bank	St Louis Park	MN
40	Citizens National Bank of Lebanon, The	Lebanon	KY
41	Citizens National Bank of Somerset, The	Somerset	KY
42	Citizens State Bank	Hudson	WI
43	City Bank	Lubbock	TX
44	Civista Bank	Sandusky	OH
45	Clay County Bank	Clay	WV
46	Clear Lake Bank & Trust	Clear Lake	IA
47	CNB Bank, Inc.	Berkeley Springs	WV
48	Commercial Bank	West Liberty	KY
49	Commercial Bank	Parsons	KS
50	Commercial Bank of Ozark, The	Ozark	AL
51	Commercial National Bank of Brady	Brady	TX
52	Community Bank of Mississippi	Forest	MS
53	Community Bank of Oelwein	Oelwein	IA
54	Community Bank Owatonna	Owatonna	MN
55	Community First Bank	Rosholt	WI
56	Community State Bank, The	Poteau	OK
57	Cumberland Valley National Bank	London	KY
58	Dart Bank, The	Mason	MI
59	DATCU	Denton	TX
60	Diamond Bank	Murfreesboro	AR
61	Dieterich Bank	Dieterich	IL
62	Dime Bank, The	Honesdale	PA
63	Dogwood State Bank	Morehead City	NC
64	Dynamic Federal Credit Union	Celina	OH
65	Eagle Bank	Everett	MA
66	Eagle Bank	Glenwood	MN
7	Eagle Community Bank	Maple Grove	MN
68	Eastern Michigan Bank	Crosswell	MI
69	Edmonton State Bank	Glasgow	KY
70	Embark Credit Union	Great Falls	MT
71	Embers CU	Marquette	MI
72	Evergreen Bank Group	Oak Brook	IL
73	Exchange Bank & Trust	Perry	OK
74	Extra Credit Union	Warren	MI
75	F&M Bank and Trust Company	Manchester	GA
76	Family Financial Credit Union	Muskegon	MI
77	Farmers and Merchants Bank	Granite Quarry	NC
78	Farmers National Bank	Prophetstown	IL
79	Farmers Trust & Savings Bank	Spencer	IA
80	Finex Credit Union	East Hartford	CT
81	First Bank	McComb	MS
82	First Bank Kansas	Salina	KS
83	First Citizens Bank	Luverne	AL
84	First Florida Integrity Bank	Naples	FL
85	First Kansas Bank	Hoisington	KS
86	First National Bank in Howell	Howell	MI
87	First National Bank of Decatur County	Bainbridge	GA
88	First National Bank of Huntsville	Huntsville	TX
89	First National Bank of St. Ignace	St. Ignace	MI
90	First National Bank of Stigler, The	Stigler	OK
91	First National Bank of Waynesboro, The	Waynesboro	GA
92	First National Community Bank	New Richmond	WI
93	First Neighborhood Bank , Inc.	Spencer	WV
94	First Northern Bank & Trust Co	Palmerton	PA
95	First Security Bank	Batesville	MS
96	First State Bank	Winchester	OH
97	First State Bank	Gainesville	TX
98	First State Bank & Trust Company	Carthage	TX
99	First Volunteer Bank	Chattanooga	TN
100	First Western Bank	Booneville	AR
101	Foundation Credit Union	Springfield	MO
102	Garrison State Bank & Trust	Garrison	ND
103	Glendale Federal Credit Union	Glendale	CA
104	Grand Savings Bank	Grove	OK
105	Great American Bank	Lawrence	KS
106	Green Belt Bank & Trust	Iowa Falls	IA
107	Gulf Atlantic Bank	Key West	FL
108	Hardin County Savings Bank, The	Eldora	IA
109	Harrison Building and Loan Assoc., The	Harrison	OH
110	Hawthorn Bank (Clinton, MO)	Jefferson City	MO
111	Hibernia Bank	New Orleans	LA
112	Highpoint Community Bank	Hastings	MI
113	Home Loan Savings Bank, The	Coshocton	OH
114	Hoosier Heartland State Bank	Crawfordsville	IN
115	Horizons North Credit Union	Northglenn	CO
116	Huron Valley State Bank	Milford	MI
117	Infuze Credit Union	Ft Leonardwood	MO
118	International Bank of Chicago	Chicago	IL
119	Intrepid Credit Union	Helena	MT
120	Isabella Bank	Mt. Pleasant	MI
121	Jefferson Bank & Trust	Eureka	MO
122	Killbuck Savings Bank Co., The	Killbuck	OH
123	Kimberly Clark CU	Memphis	TN
124	Kleberg Bank, N.A.	Kingsville	TX
125	KS Bank, Inc.	Smithfield	NC
126	Liberty National Bank	Ada	OH
127	Local Union 392 FCU	Cincinnati	OH
128	Lyon County State Bank, The	Emporia	KS
129	Mainstreet Community Bank of Florida	Deland	FL
130	Mayville State Bank	Mayville	MI
131	Meredith Village Savings Bank	Meredith	NH
132	Meriwest Credit Union	San Jose	CA
133	Merrimack County Saving Bank	Concord	NH
134	Midstates Bank	Harlan	IA
135	Montana Federal Credit Union	Great Falls	MT
136	Mountain Credit Union	Waynesville	NC
137	New Frontier Bank	St Charles	MO
138	North East Texas CU	Lone Star	TX
139	Northstar Bank	Bad Axe	MI
140	Northway Bank	Berlin	NH
141	O'Bannon Banking Company	Buffalo	MO
142	Oklahoma State Bank	Guthrie	OK
143	Old Hickory Credit Union	Old Hickory	TN
144	Orrstown Bank	Shippensburg	PA
145	Oxford Bank	Oxford	MI
146	Peach State Bank & Trust	Gainesville	GA
147	Pendleton Community Bank, Inc.	Franklin	WV
148	Peoples Bank	Rock Valley	IA
149	Peoples Bank of Cuba	Cuba	MO
150	Peoples National Bank	Niceville	FL
151	PeoplesSouth Bank	Colquitt	GA
152	Phelps County Bank	Rolla	MO
153	Phenix Pride FCU	Phenix City	AL
154	Premier Bank of the South (Good Hope, AL)	Cullman	AL
155	Primary Bank	Bedford	NH
156	Public Employees Credit Union	Austin	TX
157	Putnam County State Bank	Unionville	MS
158	Ramsey National Bank	Devils Lake	ND
159	Range Bank , N.A.	Negaunne	MI
160	Regent Bank	Tulsa	OK
161	Riverland Federal Credit Union	New Orleans	LA
162	Riverview Bank	Marysville	PA
163	Rocky Mountain Credit Union	Helena	MT
164	Rosedale Federal Savings and Loan Assoc.	Nottingham	MD
165	Sauk Valley Bank & Trust Company	Sterling	IL
166	Savings Bank of Walpole	Walpole	NH
167	Security Credit Union	Flint	MI
168	Security Federal Bank	Aiken	SC
169	Security Financial Bank	Durand	WI
170	Shamrock Bank, N.A.	Coalgate	OK
171	Skowhegan Savings Bank	Skowhegan	ME
172	South Atlantic Bank	Myrtle Beach	SC
173	Southern Bank Company, The	Gadsden	AL
174	Southern Michigan Bank & Trust	Coldwater	MI
175	Southwest Missouri Bank	Carthage	MO
176	STAR Financial Bank	Ft. Wayne	IN
177	State Bank Northwest	Spokane	WA
178	State Bank of Davis	Davis	IL
179	State Bank of Faribault	Faribault	MN
180	State Bank of Herscher	Herscher	IL
181	Sugar River Bank	Newport	NH
182	Sweet Water State Bank	Sweet Water	AL
183	Telcoe Federal Credit Union	Little Rock	AR
184	Texas Trust Credit Union	Mansfield	TX
185	Tioga State Bank	Spencer	NY
186	Town & Country Bank of Springfield	Springfield	IL
187	Town and Country Bank Midwest	Quincy	IL
188	TruPartner Credit Union	Cincinnati	OH
189	Trustar Bank	Great Falls	VA
190	Union Bank	Greenville	NC
194	Union Bank	Lake Odessa	MI
192	Union State Bank of Hazen	Hazen	ND
193	United Business & Industry Federal Credit Union	Plainville	CT
194	United Citizens Bank & Trust Company	Campbellsburg	KY
195	Univest Bank and Trust Company	Souderton	PA
196	UNO Federal Credit Union	New Orleans	LA
197	Watermark Bank	Oklahoma City	OK
198	West Michigan Community Bank	Hudsonville	MI
199	West Valley National Bank	Goodyear	AZ
200	Westerly Community Credit Union	Westerly	RI
201	Wilson Bank and Trust	Lebanon	TN
202	Your Best Credit Union	Nashville	TN

Summer 2020

Official Rules

NO PURCHASE NECESSARY to Enter or Win. Purchasing Will Not Increase Your Chances of Winning.

PIN-Based Debit & International Transactions Not Eligible For Automatic Entry.

Entrants waive the ability to bring claims in a class action format. All entries, whether submitted by using an eligible consumer Mastercard^® as described below or by mail, have an equal chance of winning.

Eligibility: The Mastercard Summer 2020 Start Something Priceless Sweepstakes (“Sweeps”) is open only to individuals who are Mastercard cardholders whose account was opened by a participating Jack Henry & Associates, Inc.^® Card Processing Solutions™ Mastercard Issuer (as described below) before 8/1/20 and who are legal permanent residents of the 50 U.S. (including D.C.) and the legal age of majority in cardholder’s state of residence before 8/1/20.  Void in U.S. Territories, including Guam and Puerto Rico, and where prohibited by law.  Employees, officers and directors of Jack Henry & Associates, Inc. (“JHA” or “Sponsor”); participating JHA Card Processing Solutions Mastercard issuers’ (“Participating Issuers”, as outlined below); Mastercard International Incorporated (“Mastercard”); teamDigital Promotions, Inc. (“Admin”); and each of their respective parent companies, affiliates, distributors, subsidiaries, prize providers, advertising/promotion agencies and the immediate family members (i.e., spouses, parents, children, grandchildren and siblings and their respective spouses) and/or those living in the same household of any of the foregoing are not eligible to enter or win a prize in this Sweepstakes. Sponsor, Participating Issuers, Mastercard, Admin, and each of their respective parent companies, affiliates, distributors, subsidiaries, prize providers, and advertising/promotion agencies are each a “Released Party” and shall hereinafter collectively be referred to as the “Released Parties”.

Participating Issuers: See below for the full list of all (182) Participating Issuers. In order to participate in the Sweeps and be eligible to win a prize, entrant must be an eligible Mastercard (“Card”) cardholder whose Mastercard account was opened by a Participating Issuer(s) before 8/1/20.

How to Enter: Sweeps begins at 12:00:01AM Central Time (“CT”) on 8/1/20 and ends at 11:59:59PM CT on 10/31/20 (“Promo Period”).  There are two (2) methods of entry:

1) To enter using your Card – each time you use your eligible Card to make an eligible purchase transaction during the Promo Period, you will receive an entry as follows:

Accumulative Spend during Promotion Period (8/1/20 – 10/31/20)	Number of entries eligible Cardholder will receive during the Promotion Period	Prize
(A) $250.00 - $500.00	Cardholder receives one (1) entry into the Sweeps (one (1) entry into entry method (A))	$75.00 Statement Credit
(B) $500.01 - $750.00	Cardholder receives two (2) entries into the Sweeps (one (1) entry into entry method (A), and one (1) entry into entry method (B))	$250.00 Statement Credit (also eligible for Second Prize - $75.00 Statement Credit drawing)
(C ) $750.01+	Cardholder receives three (3) entries into the Sweeps (one (1) entry into entry method (A), one (1) entry into entry method (B), and one (1) entry into entry method (C)	Grand Prize $12,500 Statement Credit (prize details listed below) (also eligible for First Prize - $250 Statement Credit Drawing, and Second Prize - $75 Statement Credit Drawing.) Grand Prize Winner’s winnings will be limited to the Grand Prize

Purchase transactions involving PIN-based debit and international transactions, account adjustment transactions/returns, late payment fees, over-limit or over-draft fees, return check fees, check re-order fees, ATM fees, cash advances, monthly/annual fees, balance transfers and/or other fees assessed on your account are not eligible for automatic Sweeps entry. Entries from corporate Cards, Small Business Cards, HSA Cards, deconverted Participating Issuer Cards, unauthorized Card use or made with lost, stolen, or fraudulent Cards are void. Only purchases made with a Card in good standing (both at time of entry & winner selection) & issued by a current/non-deconverted Participating Issuer in the U.S. (both at time of entry & winner selection) to an identifiable cardholder (as set forth herein) & that are processed & submitted through Mastercard International Incorporated’s U.S. transaction processing system during the Promo Period are eligible for automatic entry; or

2) To enter by mail without making a purchase - to receive three (3) entries, hand print your full name, complete mailing address, telephone number, date of birth, the first 6 digits of your Card, your Participating Issuer Financial Institution Name, and the words “Mastercard & Jack Henry & Associates, Inc. Summer 2020 Sweepstakes – [Insert Name of Participating Issuer]” on a plain 3” x 5” piece of paper & mail it in a sealed, stamped & hand printed #10 envelope to: Mastercard & Jack Henry & Associates, Inc. Summer 2020 Sweepstakes, 211 Greenwood Ave. 2-2, Promo 515, Bethel, CT 06801 & write your Participating Issuer Financial Institution Name on the outer mailing envelope. Enter as often as you wish by mail, but each entry must be mailed separately & postmarked by 11/2/20 & rec’d by 11/9/20. Each 3”x 5”entry must include your Participating Issuer Financial Institution Name on the outer mailing envelope. Failure to denote a Participating Issuer Financial Institution Name or any other requirement (as described above) on the outer mailing envelope will result in disqualification. By submitting one (1) mail-in entry, each such entrant will receive automatic entries into A, B, and C prize tiers.

No photocopied, computer generated facsimiles, mechanically reproduced, or mass entries permitted. All entries become property of Sponsor & will not be returned. Released Parties are not responsible for lost, incomplete, illegible, late, misdirected, stolen, postage-due, or mutilated entries or mail; any error, omission, interruption, defect or delay in transmission, 3^rd party transaction classification, transaction processing, or communication; technical or mechanical malfunctions; failures or malfunctions of phones, phone lines, or telephone systems; errors in these Official Rules, in any Sweeps-related advertisements or other materials; human-processing error; failures of electronic equipment, computer hardware or software; or inaccurate entry information, whether caused by equipment, programming used in this Sweeps, human error, or otherwise. Sponsor reserves the right, in its sole discretion, to void any & all entries of an entrant who Sponsor believes has attempted to tamper with or impair the administration, security, fairness or proper play of this Sweeps.

Winner Selection: Potential winners will be selected in a total of (182) individual random drawings ((1) drawing for the Grand Prize from among all eligible Sweeps entries rec’d & (1) drawing for each First Prize and Second Prize per Participating Issuer from among applicable eligible Participating Issuer entries rec’d) on or about 11/16/20. Drawings will be conducted by Admin, an independent judging organization, whose decisions will be final & binding in all matters relating to this Sweeps. The potential Grand Prize winner will be notified by Admin by telephone, email and/or mail (method selected in Admin’s discretion). The potential First and Second Prize winners will be notified by their applicable Participating Issuer by mail, at its discretion. In the event that a potential winner is selected via a Card transaction, prize will be awarded to the primary account holder (as determined by the Participating Issuer account records & subject to said Participating Issuer’s timely identification of the account holder) named on the account accessed by the Card used to make the entry. Subject to verification of eligibility and compliance with these Official Rules, the potential winners will be declared the official winners of the Sweeps. Odds of winning a Grand Prize will depend on the total number of eligible Sweeps entries received during the Promo Period. Odds of winning a First or Second Prize will depend on the total number of eligible entries received per applicable Participating Issuer during the Promo Period.

Prizes: One (1) Grand Prize, (182) First Prizes, (364) Second Prizes will be awarded. Federal, state, & local taxes & all other expenses not specified herein are winners’ sole responsibility.  The value of any prize awarded to a winner may be reported for tax purposes as required by law. The winner may be required to provide Sponsor with a valid social security number before the prizes will be awarded for tax reporting purposes. An IRS Form 1099 may be issued in the name of the winner for the actual value of the prizes received.  Unclaimed prizes will be forfeited.  The Released Parties are not responsible for and will not replace any lost, mutilated or stolen prize(s) or any prize that is undeliverable or does not reach a winner because of an incorrect or changed address.  If a winner does not accept or use the entire prize, the unaccepted or unused part of the prize will be forfeited and the Released Parties will have no further obligation with respect to that prize or portion of the prize.  If a winner does not accept or use the entire prize, the unaccepted or unused part of the prize will be forfeited and the Released Parties will have no further obligation with respect to that prize or portion of the prize.  Limit one (1) prize per person.

(1) Grand Prize: A $12,500 Statement Credit (Approximate Retail Value “ARV”=$12,500).

(182) First Prizes/(1) Per Participating Issuer: A $250 Statement Credit (ARV= $250/ea.).

(364) Second Prizes/(2) Per Participating Issuer: A $75 Statement Credit (ARV= $75/ea.).

TOTAL ARV OF ALL PRIZES AWARDED IN THIS SWEEPS: $85,300

Privacy: Your use of your Card to make a purchase during the Promo Period and/or your submission of a 3" x 5" mail-in entry constitutes your consent to participate in this Sweeps & your consent for Sponsor, Mastercard, & Admin to obtain, use, & transfer your name, Card number, email & mail, phone number & other information for the purpose of administering this Sweeps, awarding the prizes & to comply with applicable legal requirements. Any information entrant provides may be used to communicate with entrant in relation to this Sweeps or on a Sweeps winners list. For automatic entries, Sponsor (or Admin on Sponsor’s behalf) may obtain the applicable account holder’s personal contact information (name, email address, phone number) from Participating Issuer(s) in order to award prizes. 

Sponsor and/or Participating Issuer(s) may elect to send email marketing communications to its cardholders or other email recipients in its database in connection with the Sweeps. You can, at any time & free of charge, choose not to receive any of those email communications by clicking on the unsubscribe link within the e-mail. Opting out of receiving email communications from a Participating Issuer(s) will not preclude a consumer from winning.

Except where prohibited by law, acceptance of a prize constitutes winners’ irrevocable consent to Released Parties, their agents’, successors & assigns or other designees’ use of winners’ name, likeness, photograph, voice, statement, opinions, biographical information, prize and/or state/city of residence for advertising & promotional & publicity purposes in any & all media or format, worldwide, in perpetuity, without any permission, notification, payment or consideration except for the awarding of the prizes to the winners. Each winner may be required to sign a document confirming his/her consent. For information regarding Sponsor’s privacy practices, please visit https://www.jackhenry.com/more-from-jha/pages/privacy-policy.aspx.

Miscellaneous: No transfer, assignment, cash redemption or substitution of a prize will be permitted, except by Sponsor, in its sole discretion, due to prize unavailability or other causes otherwise determined solely by Sponsor, and then for a prize of equal or greater value. Each winner may be required to notify Sponsor of prize acceptance by returning an executed and notarized Affidavit of Eligibility, Liability Release and (where legal) Publicity Release within three (3) days of issuance of notification or other time period determined by Sponsor in its sole discretion. All winners will also be required to submit to a confidential background check to confirm eligibility and ensure the use of any such person in advertising, promotion or publicity, will not pose a security threat or bring Released Parties into public disrepute, contempt, scandal or ridicule or reflect unfavorably on Released Parties as determined by Sponsor, in its sole discretion, and, in such event, the prize may be forfeited.  Non-compliance with any of the foregoing may result in disqualification and awarding of prize to an alternate winner, if time permits. If any prize or prize notification letter is returned as undeliverable or the prize is declined for any reason, winner will be disqualified and, at Sponsor’s sole discretion and time permitting, an alternate winner may be selected.  Should a potential winner decide to decline his/her prize for any reason whatsoever or not respond to the prize notification by the applicable response deadline, Sponsor shall have no further obligation to that potential winner and an alternate winner may be randomly selected from among all remaining eligible Sweeps entries, if time permits. The Released Parties are not responsible for electronic communications that are undeliverable as a result of any form of active or passive filtering of any kind, or insufficient space in entrant’s email account to receive email messages.  By participating, entrants agree to be bound by these Official Rules and agree that Released Parties and their designees and assigns and all of their respective officers, directors, employees, shareholders, representatives, agents, and the franchisees of any of them shall have no liability and entrant will defend, indemnify and hold harmless the Released Parties from and against any liability, loss, injury, or damage of any kind (including attorney’s fees) to any person or entity, including, without limitation, personal injury, death or damage to personal or real property, due in whole or in part, directly or indirectly, by reason of: (i) entrant’s participation/entry into the Sweeps, (ii) any materials he or she may submit in connection herewith, or (iii) the acceptance, possession, use or misuse of a prize or participation in any activities associated with the Sweeps or any prize awarded in connection herewith; (iv) the Released Parties’ violation of rights of publicity or privacy, claims of defamation or portrayal in a false light or based on any claim of infringement of intellectual property; and (v) any typographical, human or other error in the printing, offering, selection, operation or announcement of any Sweeps activity and/or prize. The Released Parties are not responsible for the actions of entrants in connection with the Sweeps, including entrants’ attempts to circumvent the Official Rules or otherwise interfere with the administration, security, fairness, integrity or proper conduct of the Sweeps. Sponsor reserves the right, in its sole discretion, to void any and all entries of an entrant who Sponsor believes has attempted to tamper with or impair the administration, security, fairness, or proper play of this Sweeps and to modify, suspend, and/or terminate this Sweeps (or portion thereof) should virus, bugs, non-authorized human intervention or other causes corrupt or impair the administration, security, fairness or proper play of the Sweeps and, in the case of termination, at its discretion, select potential winners via a random drawing from among all eligible, non-suspect entries received before the event that required such termination. In the event Sponsor or Administrator is prevented from continuing with the Sweeps by any event beyond its control, including, but not limited to, fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, communications or equipment failure, utility or service interruptions, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared), interference with the Sweeps by any party, or any federal, state, or local government law, order, or regulation, order of any court or jurisdiction, or other cause not reasonably within Sponsor’s and/or Administrator’s control (each, a “Force Majeure” event or occurrence), Sponsor shall have the right to modify, suspend or terminate the Sweeps or prize. Sponsor and Administrator additionally reserve the right, in their sole and absolute discretion: (a) to modify, suspend or terminate the Sweeps should causes beyond Sponsor’s or Administrator’s control corrupt or interfere with the administration, integrity, operation, security or proper play of the Sweeps; or (b) to disqualify any entrant found to be, or suspected of: (i) tampering with the entry process or the operation of the Sweeps; (ii) acting in violation of these Official Rules; or (iii) acting in an un-sportsmanlike manner. CAUTION: Any attempt to undermine the legitimate operation of this Sweeps is a violation of criminal and civil laws and should such an attempt be made, the Sponsor and the applicable Released Parties reserve the right to seek damages (including attorneys’ fees) and/or other remedies from any such person(s) responsible for the attempt to the fullest extent permitted by law. Released Parties make no warranty, guaranty or representation of any kind concerning any prize (or any portion thereof), and disclaim any implied warranty. Without limiting the generality of the foregoing, entrants agree that the Released Parties: (a) maintain no control over the personnel, equipment or operation of any transportation company, hotel, manufacturer or other person or entity furnishing services, products or accommodations (“Suppliers”) as a part of the prizes provided in connection with the Sweeps; and (b) will not be responsible or liable for any injury, damage, loss, expense, accident, delay, inconvenience or other irregularity that may be caused or contributed to: (i) by the wrongful, negligent or unauthorized act or omission on the part of the Suppliers or any of their agents, servants, employees or independent contractors, (ii) by any defect in or failure of any vehicle, equipment, instrumentality, service or product that is owned, operated, furnished or otherwise used by any of those Suppliers, (iii) by the wrongful, negligent or unauthorized act or omission on the part of any other person or entity not an employee of the Released Parties, and (iv) by any cause, condition or event whatsoever beyond the control of the Released Parties. Sponsor’s or any other Released Party's failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. Except where prohibited by law, entrant agrees that any and all disputes, claims and causes of action arising out of, or connected with, the Sweeps or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate court located in the State of New York. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, entrant’s rights and obligations, or the rights and obligations of the Sponsor in connection with the Sweeps, shall be governed by, and construed in accordance with, the laws of the State of New York, without giving effect to any choice of law or conflict of law rules. The remedy for any claim shall be limited to actual damages, and in no event shall any party be entitled to recover punitive, exemplary, consequential, or incidental damages, including attorney’s fees or other such related costs of bringing a claim, or to rescind this agreement or seek injunctive or any other equitable relief. The invalidity or unenforceability of any provision of these Official Rules will not affect the validity or enforceability of any other provision. In the event that any provision of the Official Rules is determined to be invalid or otherwise unenforceable or illegal, the other provisions will remain in effect and will be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. Entrants agree to waive any rights to claim ambiguity of these Official Rules. Headings are solely for convenience of reference and will not be deemed to affect in any manner the meaning or intent of the documents or any provision hereof. In the event there is a discrepancy or inconsistency between disclosures or other statements contained in any Sweeps-related materials, and the terms and conditions of the Official Rules, the Official Rules shall prevail, govern and control and the discrepancy will be resolved in Sponsor’s sole and absolute discretion. 

Names of Winners: For the winners’ names, send a self-addressed, stamped envelope to be rec’d by 1/29/20 to: Mastercard & Jack Henry & Associates, Inc. Summer 2020 Sweepstakes Winners, 211 Greenwood Ave. 2-2, Promo 501, Bethel, CT 06801.

JHA Card Processing Solutions™ is a trademark of Jack Henry & Associates, Inc.^®

Mastercard and Mastercard Prepaid and the circles design are registered trademarks of Mastercard International Incorporated.

All third-party trademarks belong to their respective owners.

The use of any non-Sponsor trademarks, service marks, logos, or other marks in connection with this Sweeps or any prize is not meant by Sponsor to imply the endorsement of the respective owner(s) of such marks, or any affiliation of the respective owner(s) of such marks with Sweeps advertisements or the Sweeps.

Sponsor: Jack Henry & Associates, Inc., 663 W Hwy 60, Monett, MO 65708.

Administrator: teamDigital Promotions, Inc., 6 Berkshire Blvd, Bethel, CT 06801, www.teamDigital.com.

Full list of all (182) Participating Issuers:

Number	Participating Issuer	Participating Issuer Home Office City and State
1	1st Northern California Credit Union	Martinez	CA
2	Allied Healthcare Federal Credit Union	Long Beach	CA
3	American Bank of Commerce	Wolfforth	TX
4	American Bank of the Carolinas	Monroe	NC
5	American National Bank & Trust	Wichita Falls	TX
6	American State Bank	Arp	TX
7	Armstrong Bank	Muskogee	OK
8	Bank Independent	Sheffield	AL
9	Bank of Anguilla	Anguilla	MS
10	Bank of Brookhaven	Brookhaven	MS
11	Bank of Cave City	Cave City	AR
12	Bank of Clovis, The	Clovis	NM
13	Bank of Elk River, The	Elk River	MN
14	Bank of Lafayette, The	Lafayette	GA
15	Bank of Lake Mills	Lake Mills	WI
16	Bank of Pensacola	Pensacola	FL
17	Bank of Southside VA, The	Carson	VA
18	Bank of the Panhandle	Guymon	OK
19	Bank of Vernon, The	Vernon	AL
20	BankFirst Financial Services	Macon	MS
21	BCB Community Bank	Bayonne	NJ
22	BCBank Inc	Phillippi	WV
23	Blackhawk Bank	Beloit	WI
24	Blissfield State Bank	Blissfield	MI
25	Brannen Bank	Inverness	FL
26	Buckeye Community Bank	Lorain	OH
27	Busey Bank	Champaign	IL
28	Carolina Bank & Trust Co	Lamar	SC
29	Centric Bank	Harrisburg	PA
30	Century Bank	Santa Fe	NM
31	Champlain National Bank	Elizabethtown	NY
32	Charter Bank	Eau Claire	WI
33	Cincinnati Healthcare Associates FCU	Cincinnati	OH
34	Citizens Bank & Trust	Trenton	GA
35	Citizens Bank of Americus	Americus	GA
36	Citizens Community Bank	Hahira	GA
37	Citizens Independent Bank	St Louis Park	MN
38	Citizens National Bank of Lebanon, The	Lebanon	KY
39	Citizens National Bank of Somerset, The	Somerset	KY
40	Citizens State Bank	Hudson	WI
41	City Bank	Lubbock	TX
42	Civista Bank	Sandusky	OH
43	Clay County Bank	Clay	WV
44	Clear Lake Bank & Trust	Clear Lake	IA
45	CME Federal Credit Union	Columbus	OH
46	CNB Bank, Inc.	Berkeley Springs	WV
47	Commercial Bank	West Liberty	KY
48	Commercial Bank	Parsons	KS
49	Commercial National Bank of Brady	Brady	TX
50	Community Bank of Mississippi	Forest	MS
51	Community Bank of Oelwein	Oelwein	IA
52	Community Bank Owatonna	Owatonna	MN
53	Community First Bank	Rosholt	WI
54	Community State Bank, The	Poteau	OK
55	Coulee Bank	LaCrosse	WI
56	Cumberland Valley National Bank	London	KY
57	Dart Bank, The	Mason	MI
58	DATCU	Denton	TX
59	Diamond Bank	Murfreesboro	AR
60	Dieterich Bank	Dieterich	IL
61	Dime Bank, The	Honesdale	PA
62	Dynamic Federal Credit Union	Celina	OH
63	Eagle Bank	Everett	MA
64	Eagle Bank	Glenwood	MN
65	Eagle Community Bank	Maple Grove	MN
66	Eastern Michigan Bank	Crosswell	MI
67	Edmonton State Bank	Glasgow	KY
68	Embark Credit Union	Great Falls	MT
69	Embers CU	Marquette	MI
70	Evergreen Bank Group	Oak Brook	IL
71	Exchange Bank & Trust	Perry	OK
72	F&M Bank and Trust Company	Manchester	GA
73	Family Financial Credit Union	Muskegon	MI
74	Farmers and Merchants Bank	Granite Quarry	NC
75	Farmers National Bank	Prophetstown	IL
76	Farmers Trust & Savings Bank	Spencer	IA
77	First Bank	McComb	MS
78	First Bank Kansas	Salina	KS
79	First Florida Integrity Bank	Naples	FL
80	First Kansas Bank	Hoisington	KS
81	First National Bank and Trust	Atmore	AL
82	First National Bank of Decatur County	Bainbridge	GA
83	First National Bank of Huntsville	Huntsville	TX
84	First National Bank of Stigler, The	Stigler	OK
85	First National Bank of Waynesboro, The	Waynesboro	GA
86	First National Community Bank	New Richmond	WI
87	First Northern Bank & Trust Co	Palmerton	PA
88	First Security Bank	Batesville	MS
89	First State Bank	Gainesville	TX
90	First State Bank	Winchester	OH
91	First State Bank & Trust Company	Carthage	TX
92	First Western Bank	Booneville	AR
93	First, A National Banking Association, The	Hattiesburg	MS
94	Foundation Credit Union	Springfield	MO
95	G.W. Jones Exchange Bank	Marcellus	MI
96	Garrison State Bank & Trust	Garrison	ND
97	Glendale Federal Credit Union	Glendale	CA
98	Grand Savings Bank	Grove	OK
99	Great American Bank	Lawrence	KS
100	Green Belt Bank & Trust	Iowa Falls	IA
101	Hawthorn Bank (Clinton, MO)	Jefferson City	MO
102	Hibernia Bank	New Orleans	LA
103	Highpoint Community Bank	Hastings	MI
104	Home Loan Savings Bank, The	Coshocton	OH
105	Horizon's North Credit Union	Northglenn	CO
106	Huron Valley State Bank	Milford	MI
107	Infuze Credit Union	Ft Leonardwood	MO
108	Isabella Bank	Mt. Pleasant	MI
109	Jefferson Bank & Trust	Eureka	MO
110	Keesler Federal Credit Union	Biloxi	MS
111	Killbuck Savings Bank Co., The	Killbuck	OH
112	Kimberly Clark CU	Memphis	TN
113	Kleberg Bank, N.A.	Kingsville	TX
114	Liberty National Bank	Ada	OH
115	Local Union 392 FCU	Cincinnati	OH
116	Lyon County State Bank, The	Emporia	KS
117	Mainstreet Community Bank of Florida	Deland	FL
118	Mayville State Bank	Mayville	MI
119	Meredith Village Savings Bank	Meredith	NH
120	Merrimack County Saving Bank	Concord	NH
121	Midstates Bank	Harlan	IA
122	Montana Federal Credit Union	Great Falls	MT
123	Mountain Credit Union	Waynesville	NC
124	New Frontier Bank	St Charles	MO
125	North East Texas CU	Lone Star	TX
126	Northstar Bank	Bad Axe	MI
127	Northway Bank	Berlin	NH
128	Northwest Bank of Rockford	Rockford	IL
129	O'Bannon Banking Company	Buffalo	MO
130	Oklahoma State Bank	Guthrie	OK
131	Old Hickory Credit Union	Old Hickory	TN
132	Oxford Bank	Oxford	MI
133	Paragon Bank	Mempis	TN
134	Peach State Bank & Trust	Gainesville	GA
135	Pendleton Community Bank, Inc.	Franklin	WV
136	Peoples Bank	Rock Valley	IA
137	Peoples Bank of Cuba	Cuba	MO
138	Peoples National Bank	Niceville	FL
139	Phelps County Bank	Rolla	MO
140	Phenix Pride FCU	Phenix City	AL
141	Premier Bank of the South (Good Hope, AL)	Cullman	AL
142	Putnam County State Bank	Unionville	MS
143	Ramsey National Bank	Devils Lake	ND
144	Range Bank , N.A.	Negaunne	MI
145	Regent Bank	Tulsa	OK
146	Riverland Federal Credit Union	New Orleans	LA
147	Riverview Bank	Marysville	PA
148	Rosedale Federal Savings and Loan Assoc.	Nottingham	MD
149	Sauk Valley Bank & Trust Company	Sterling	IL
150	Security Bank of Kansas City	Kansas City	KS
151	Security Credit Union	Flint	MI
152	Security Federal Bank	Aiken	SC
153	Security Financial Bank	Durand	WI
154	Shamrock Bank, N.A.	Coalgate	OK
155	Skowhegan Savings Bank	Skowhegan	ME
156	South Atlantic Bank	Myrtle Beach	SC
157	Southern Bank Company, The	Gadsden	AL
158	Southern Michigan Bank & Trust	Coldwater	MI
159	Southwest Missouri Bank	Carthage	MO
160	STAR Financial Bank	Ft. Wayne	IN
161	State Bank Northwest	Spokane	WA
162	State Bank of Davis	Davis	IL
163	State Bank of Herscher	Herscher	IL
164	Sugar River Bank	Newport	NH
165	Telcoe Federal Credit Union	Little Rock	AR
166	Texas Trust Credit Union	Mansfield	TX
167	Tioga State Bank	Spencer	NY
168	Titan Bank N.A.	Mineral Wells	TX
169	Town & Country Bank of Springfield	Springfield	IL
170	Town and Country Bank Midwest	Quincy	IL
171	Union Bank	Lake Odessa	MI
172	Union Bank	Greenville	NC
173	Union State Bank of Hazen	Hazen	ND
174	United Business & Industry Federal Credit Union	Plainville	CT
175	United Citizens Bank & Trust Company	Campbellsburg	KY
176	Univest Bank and Trust Company	Souderton	PA
177	UNO Federal Credit Union	New Orleans	LA
178	West Michigan Community Bank	Hudsonville	MI
179	West Valley National Bank	Goodyear	AZ
180	Wilson Bank and Trust	Lebanon	TN
181	Wyoming Community Bank	Riverton	WY
182	Your Best Credit Union	Nashville	TN